What should I do before traveling to Turkey to use ATMs?

Notify your bank about your trip to Turkey to avoid any issues with your card being blocked for suspicious activity.

Common Questions About Visa, Money, Telephone

  • Be aware of potential fees for international transactions, which may include a withdrawal fee from your home bank and a fee from the Turkish ATM operator. Additionally, exchange rates may vary, so check with your bank for the most favorable rates.

  • Traveling to Turkey and need access to cash? You’ll find that withdrawing money from ATMs is a convenient and straightforward process. Here’s what you need to know:

    Using ATMs in Turkey

    Currencies Available:

    • Visitors can withdraw money in Turkish Lira (TRY) as well as in Euros (EUR) and U.S. Dollars (USD) from many ATMs across Turkey. However, Turkish Lira is the most commonly dispensed currency.

    Language Options:

    • The majority of ATMs offer English and other language options, making it easy for foreigners to navigate the transaction process.

    Steps to Withdraw Money

    1. Insert Your Card:
      • Insert your debit or credit card into the ATM. Most ATMs in Turkey accept international cards such as Visa, MasterCard, and Cirrus.
    2. Select Language:
      • Choose your preferred language for the transaction. English is widely available.
    3. Enter PIN:
      • Enter your personal identification number (PIN) as prompted.
    4. Choose Transaction Type:
      • Select the type of transaction you wish to perform. For withdrawing cash, choose the ‘Withdrawal’ option.
    5. Select Currency and Amount:
      • Choose the currency (TRY, EUR, or USD) and enter the amount you wish to withdraw.
    6. Complete Transaction:
      • Confirm the transaction and collect your cash, receipt, and card from the machine.

    Tips for Using ATMs

    Notify Your Bank:

    • Before traveling, inform your bank about your trip to Turkey to avoid any issues with your card being blocked for suspicious activity.

    ATM Locations:

    • ATMs are widely available in cities, towns, and tourist areas, including airports, hotels, shopping centers, and banks.

    Fees and Exchange Rates:

    • Be aware of potential fees for international transactions, which may include a withdrawal fee from your home bank and a fee from the Turkish ATM operator. Additionally, exchange rates may vary, so check with your bank for the most favorable rates.

    Daily Withdrawal Limits:

    • Note that there may be daily withdrawal limits imposed by both your home bank and the ATM operator. It’s a good idea to check these limits in advance.

    Security Tips:

    • Use ATMs located in well-lit, secure areas, preferably inside bank branches or busy public places.
    • Shield your PIN when entering it.
    • Be cautious of skimming devices and report any suspicious activity to the bank.
  • You will need to activate the international roaming function. Contact your GSM operator to:

    • Confirm that your phone will work in Turkey.
    • Understand the costs associated with international roaming.
    • Activate the international roaming service before you travel.
  • The ideal currency to bring to Turkey is the Turkish lira, as it’s the local currency. US dollars are also widely accepted and easily exchanged at banks and currency exchange offices. However, the most cost-effective way to pay in Turkey is by using a multi-currency travel debit card, which can help you avoid the fees associated with converting cash.

    • Use ATMs located in well-lit, secure areas, preferably inside bank branches or busy public places.
    • Shield your PIN when entering it.
    • Be cautious of skimming devices and report any suspicious activity to the bank.
  • Yes, there may be daily withdrawal limits imposed by both your home bank and the ATM operator. It’s a good idea to check these limits in advance.

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