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Common Questions
Traveling to Turkey and need access to cash? You’ll find that withdrawing money from ATMs is a convenient and straightforward process. Here’s what you need to know:
Using ATMs in Turkey
Currencies Available:
- Visitors can withdraw money in Turkish Lira (TRY) as well as in Euros (EUR) and U.S. Dollars (USD) from many ATMs across Turkey. However, Turkish Lira is the most commonly dispensed currency.
Language Options:
- The majority of ATMs offer English and other language options, making it easy for foreigners to navigate the transaction process.
Steps to Withdraw Money
- Insert Your Card:
- Insert your debit or credit card into the ATM. Most ATMs in Turkey accept international cards such as Visa, MasterCard, and Cirrus.
- Select Language:
- Choose your preferred language for the transaction. English is widely available.
- Enter PIN:
- Enter your personal identification number (PIN) as prompted.
- Choose Transaction Type:
- Select the type of transaction you wish to perform. For withdrawing cash, choose the ‘Withdrawal’ option.
- Select Currency and Amount:
- Choose the currency (TRY, EUR, or USD) and enter the amount you wish to withdraw.
- Complete Transaction:
- Confirm the transaction and collect your cash, receipt, and card from the machine.
Tips for Using ATMs
Notify Your Bank:
- Before traveling, inform your bank about your trip to Turkey to avoid any issues with your card being blocked for suspicious activity.
ATM Locations:
- ATMs are widely available in cities, towns, and tourist areas, including airports, hotels, shopping centers, and banks.
Fees and Exchange Rates:
- Be aware of potential fees for international transactions, which may include a withdrawal fee from your home bank and a fee from the Turkish ATM operator. Additionally, exchange rates may vary, so check with your bank for the most favorable rates.
Daily Withdrawal Limits:
- Note that there may be daily withdrawal limits imposed by both your home bank and the ATM operator. It’s a good idea to check these limits in advance.
Security Tips:
- Use ATMs located in well-lit, secure areas, preferably inside bank branches or busy public places.
- Shield your PIN when entering it.
- Be cautious of skimming devices and report any suspicious activity to the bank.
If you’re planning to explore Turkey by car, here’s what you need to know about driving with a foreign driver’s license:
Requirements for Driving in Turkey
Foreigners can drive in Turkey under the following conditions:
- Valid Driver’s License:
- You can use your foreign driver’s license in Turkey. However, it’s recommended to carry an international driver’s license (International Driving Permit – IDP) in addition to your home country license.
- Documentation:
- Always carry your passport, international driver’s license (IDP), and the vehicle’s registration documents (vehicle license) while driving.
Driving Rules and Regulations
- Drive on the Right: In Turkey, driving is on the right side of the road.
- Speed Limits: Pay attention to speed limits, which are clearly posted. The general speed limits are:
- Urban areas: 50 km/h (31 mph)
- Rural roads: 90 km/h (56 mph)
- Highways: 120 km/h (75 mph)
- Seat Belts: Wearing seat belts is mandatory for all passengers.
- Mobile Phones: Using a mobile phone while driving is prohibited unless you have a hands-free system.
- Alcohol Limit: The legal blood alcohol limit is 0.05%.
Road Conditions and Driving Experience
- Highway Network: Turkey boasts an advanced highway network, facilitating easy access to various parts of the country. The roads are generally well-maintained and signposted.
- Toll Roads: Some highways and bridges have tolls. Make sure to have a toll payment method, such as the HGS sticker or OGS device, which can be purchased from post offices and certain banks.
- City Driving: Driving in cities like Istanbul and Ankara can be challenging due to heavy traffic. Be prepared for congestion, especially during rush hours.
- Rural Areas: Rural roads can be narrow and winding, so exercise caution and be mindful of local driving habits.
Renting a Car
If you plan to rent a car in Turkey, ensure you have the following:
- Driver’s License and IDP: A valid driver’s license and an International Driving Permit (if required).
- Credit Card: A major credit card for the rental deposit.
- Insurance: Check the rental agreement for insurance coverage, and consider additional coverage for peace of mind.
Emergency Numbers
- Emergency Services: 112
- Police: 155
- Gendarmerie: 156
- Road Assistance: 154 (for highway assistance)
- Valid Driver’s License:
- Cost Savings: Avoid high international roaming fees by using local rates.
- Local Number: Having a local Turkish phone number can be convenient for making reservations and contacting local services.
- Better Coverage: Local SIM cards often provide better network coverage and data speeds within Turkey.
The ideal currency to bring to Turkey is the Turkish lira, as it’s the local currency. US dollars are also widely accepted and easily exchanged at banks and currency exchange offices. However, the most cost-effective way to pay in Turkey is by using a multi-currency travel debit card, which can help you avoid the fees associated with converting cash.
Notify your bank about your trip to Turkey to avoid any issues with your card being blocked for suspicious activity.
The most visited city in Turkey in 2024 is Istanbul. As one of the world’s top tourist destinations, Istanbul continues to attract millions of visitors each year. In the first four months of 2024 alone—January, February, March, and April—Istanbul welcomed a total of 5,244,936 foreign visitors, according to the Turkish Ministry of Culture and Tourism. This underscores the city’s enduring appeal as a cultural and historical hub.
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